1 (16 oz) can refried beans
1 (1.25 oz) taco seasoning mix
1 (8 oz) pkg cream cheese, softened
1 (4.5 oz) can green chiles
1 cup salsa
2 cups shredded lettuce
2 cups shredded cheddar OR mexican cheese (8 oz)
1 (2.25 oz) can sliced ripe olives (1/2 cup)
1 medium tomato, diced (3/4 cup)
tortilla chips, if desired

in a medium bowl, stir together refried beans & taco seasoning mix. spread mixture on a large platter.

in another medium bowl, stir together cream cheese & chiles. carefully spread over bean mixture.

top with salsa lettuce, cheese, olives, & tomato. refrigerate until serving time. serve with tortilla chips.

16 (1/2 cup) servings